SDI-3-DAYS NOORIE QAFILAA

GLORIOUS DUROODS

Durood: a glance from hadith

"Hadith" is an Arabic word that means "Holy Sayings". It is the narration of all the affectionate words of advice uttered by the Holy Prophet Muhammad (sallal laahu alaihi wasallam) from time to time. These sayings (Ahadith) are instructions offered for the guidance of mankind, and to follow them is as important as daily prayers.

The famous books of Hadith are the following: Sahih Bukhari, Sahih Muslim, Tirmidhi, Abu Dawud, Muwatta, Nisaai', Ibn-Majah, Darmi, Baihaqi and Miskhaat Shareef. Imam Bukhari (radi Allahu anhu), the compiler of Bukhari Shareef, took the greatest and painstaking precautions in making his collections of Ahadith and exerted to his utmost to achieve all accuracy and reliability as possible. Hence, Ahadith quoted by Imam Bukhari (radi Allahu anhu) and his work on Ahadith stands as one of the wonders of intellectual achievement in Islamic History. He wrote all Ahadith in the sacred Haram of Madina Munawwarah. It is, therefore, that most of the Ahadith have been taken from the book of Bukhari Shareef.

Important Ahadith of the Holy Prophet (sallal laahu alaihi wasallam) have been included here for the betterment, benefit guidance, and gain of the readers of this book. If followed, the reader of these sayings will receive a permit to Paradise even in this world. Every saying opens door to Divine favour and sure success.

This Durood Sharif enlightens the heart of the reciter.
(Click image to enlarge)


BENEFITS OF DUROODS

1. For every Durood Shareef that you recite, ten sins are forgiven, ten good deeds are entered into your sheet of actions and ten position are upgraded.

2. Allah showers ten blessings on the man who recites a Durood.

3. The first man who will meet the Prophet (sallal laahu alaihi wasallam) on the Day of Judgement will be that person who had recited the Durood maximum number of times in his life time.

4. Those who recite Durood in maximum number will be nearest and dearest to the Holy Prophet (sallal laahu alaihi wasallam) in the next world.

5. If any one is involved in a difficulty then he must recite countless number of Durood Shareefs.

6. Reciting Durood Shareef eradicates poverty and hunger.

7. If the Sawaab of the Durood Shareef is dedicated to another person, then that person will receive the Sawaab, while the Sawaab of the reciter will not be lessened.

8. Reciting excessive Durood Shareef brings purity.

9. Reciting maximum number of Durood Shareef is full compensation of all sins.

10. Any one who recites excessive Durood Shareef in this world will be safe and sound in the next world.

11. When a prayer is made to Allah it is never accepted unless praise of Allah Ta'ala and Durood Shareef on the Holy Prophet (sallal laahu alaihi wasallam) is first of all recited.

12. Those who recite Durood quite often will see Divine Light on the dark Day of Judgement.

13. Three persons will be under the cool shade and the favours of Allah Ta'ala on the Doom's Day. One who kept the Holy Prophet's (sallal laahu alaihi wasallam) Sunnah alive, one who removed difficulty of a fellow being and one who recited maximum number of Durood Shareef in his life time.

14. When you forget anything and your memory fails to recollect it, then recite Durood, you will remember the forgotten thing.

15. Reciting Durood in this world is rewarding in the next.

16. The reciter of 10 Duroods in the morning and 10 in the evening will receive the help of the Holy Prophet (sallal laahu alaihi wasallam) on the Day of Judgement.

17. One who recites Durood Shareef near the shrine of the Holy Prophet (sallal laahu alaihi wasallam) is heard by him there and then alone. 18. Any one who recites Durood is just as one who purchased a slave and freed him.

18. If a Durood is written in a book by someone , Angels of Allah shower blessings on him till the Durood remains in that book.

19. The Holy Prophet (sallal laahu alaihi wasallam) said that he himself recites blessings on one who recites Durood on him.

20. Any one who wants to meet his Allah with a happy face must recite countless number of Durood Shareef.

21. Reward equivalent to a big mountain (Uhad) is given to one who recites one Durood.

22. All people will be presented to the Holy Prophet (sallal laahu alaihi wasallam) with their habits, natures and distinct manner, so it is obligatory for a man to recite maximum number of Durood.

23. Allah is Great and Almighty to forgive all sins of the reciter during the day and night when he recites Durood Shareef.

24. If any one meets a tragedy, he should recite Durood Shareef in countless numbers.

25. Reciting Durood is like giving something in charity.

26. Reciting maximum number of Durood kills all hardships.

27. Recite Durood Shareef in countless number on Friday, as it is presented to me
(the Holy Prophet Sallallahu Alaihi wa Sallam).

28. Bad deeds of 200 years (equivalent) are obliterated if a man recites 100 Durood on Friday.

29. Anyone who recites Durood will overcome all his troubles.

30. If the name of the Holy Prophet (sallal laahu alaihi wasallam) is mentioned and one who hears it but does not recite Durood Shareef, understand that he has forgotten the path to Paradise.

31. "I pray for all those who recite Durood on me", said the Holy Prophet (sallal laahu alaihi wasallam).

32. If any one recites Durood Shareef from any place, any part of the world from any distance, it actually reaches the Holy Prophet (sallal laahu alaihi wasallam) immediately. Allah Ta'ala has appointed several Angels who are given exclusive duty to collect all Durood Shareef and present the same before the Holy Prophet (sallal laahu alaihi wasallam) immediately.

33. Angels of Allah shower 70 blessings on a man who recites Durood once.

34. Whenever you hear the call of prayers (Azaan) you should recite Durood.

35. Wherever you are, from any quarter of the world, you must recite Durood as it reaches the Holy Prophet (sallal laahu alaihi wasallam).

36. Ablution is not complete if Durood is not recited on it (though the ablution) . 38. The Holy Prophet (sallal laahu alaihi wasallam) said to his wife that any one who hears the name of the Holy Prophet (sallal laahu alaihi wasallam) and does not recite Durood on him will not see the beautiful face of Prophet (sallal laahu alaihi wasallam) on the Day of the Judgement.

37. Sayyiduna Ali (radi Allahu anhu) reports that Rasoolullah (sallal laahu alaihi wasallam) said, "The real miser is he in whose presence I am mentioned and then he fails to recite Salat on me".

38. If a person recites 1 000 Durood Shareef daily, he will never die unless he himself sees his place in Heaven with his own eyes.

39. The Durood Shareef that is recited by the person is written with a Golden Pen on a Silver tablet by the Angels. The Angels then present this Durood Shareef to Sayyiduna Rasoolullah (sallal laahu alaihi wasallam) and proclaim, "O Habeeb of Allah! The son of such and such a person has presented this gift in your majestic court".

SDI-20TH ANNUAL SUNNI IJTEMA

Allah’s Pharmacy!!!

Allah’s Pharmacy!!!
“Allah is All-Knowing All-Wise"…Quran

(1)A sliced Carrot looks like the human eye The pupil, iris and radiating lines look just like the human eye...and YES science now shows that carrots greatly enhance blood flow to and function of the eyes.

(2)A Tomato has four chambers and is red. The heart is red and has four chambers. All of the research shows tomatoes are indeed pure heart and blood food.

(3)Grapes hang in a cluster that has the shape of the heart. Each grape looks like a blood cell and all of the research today shows that grapes are also profound heart and blood vitalizing food.

(4)A Walnut looks like a little brain, a left and right hemisphere, upper cerebrums and lower cerebellums. Even the wrinkles or folds are on the nut just like the neo-cortex. We nowknow that walnuts help develop over 3 dozen neuron-transmitters for brain function.

(5)Kidney Beans actually heal and help maintain kidney function and yes, they look exactly like the human kidneys.

(6)Celery, Bok Choy, Rhubarb and more look just like bones. These foods specifically target bone strength. Bones are 23% sodium and these foods are 23% sodium. If you don't have enough sodium in your diet the body pulls it from the bones, making them weak. These foods replenish the skeletal needs of the body.

(7)Eggplant, Avocadoes and Pears target the health and function of the womb and cervix of the female - they look just like these organs. Today's research shows that when a woman eats 1 avocado a week, it balances hormones, sheds unwanted birth weight and prevents cervical cancers. And how profound is this? .... It takes exactly 9 months to grow an avocado from blossom to ripened fruit. There are over 14,000 photolytic chemical constituents of nutrition in each one of these foods (modern science has only studied and named about 141 of them).

(7)Figs are full of seeds and hang in twos when they grow. Figs increase the motility of male sperm and increase the numbers of Sperm cells to overcome male sterility.

(8)Grapefruits, Oranges, and other Citrus fruits look just like the mammary glands of the female and actually assist the health of the breasts and the movement of lymph in and out of the breasts.

(9)Onions look like body cells. Today's research shows that onions help clear waste materials from all of the body cells. They even produce tears which wash the epithelial layers of the eyes.

(10)Sweet Potatoes look like the pancreas and actually balance the glycaemia index of diabetics.

(11)Olives assist the health and function of the ovaries
Then which of the favours of your Allah will ye deny? - [Quran 55:13]

SDI-20TH ANNUAL SUNNI IJTEMA

SDI-DAILY DARS

(1)JAB KHANA SHURU KARO to PAHALE BISMILLAH
PADHAA karo aur jab KHTM karo to
ALHAMDU LILLAH kaha karo[ADABE SUNNAT]
www.sdipro.blogspot.com

(2)JIS NEMAT ke AWWAL BISMILLAH aur AAKHIR
mein ALHAMDU LILLAH ho us NEMAT ka baare
me QAYAAMAT mein SAWAAL NAA hoga.
[ADABE SUNNAT]

(3)MASJID ka sabase AHAM ADAB ye hai ki MASJID
main DAAKHIL hokar SAWAB ki NIAYAT se
2-RAKAAT NAFIL TAHIYYATUL MASJID
ADAA kare.
[AS.]

(4)HUZUR SALLALAHU ALAIHI WA SALLAM ka TARIKE
KAR bhi yahi tha AAP JAB MASJID me tashrif laate to sabse
pahale TAHITUL MASJID ADA KARATE.

(5)TUM MEIN SE KOI MASJID mein DAAKHIL ho to
MASJID mein BAITHANE se PAHALE 2-RAKAAT
TAHIYYATUL MASJID ADAA kare
[ADABE SUNNAT]
SDISMS

(6)HUZUR NE FARMAYA BUKHAR ko BURA NAA
kaho isliye ki wah MOMIN ko GUNAAHO se
is TARAH PAAK kar deta jaise AAG LOHE ki MAIL
ko[IBNE MAJA]

(7)FARMAYA ki HAR BIMAARI ki DAWAA hai jab
BIMAARI ko DAWAA PAHUNCHAA di jati
hai to ALLAH TALA ke HUQM se BIMAAR
ACHHA ho jata hai
SDI.

(8)KHANA IS NIYAT se KHAAYE ki KHANA
IBAADAT ke liye KHAA RAHA hu NAA ki
SHAHWAT,HAWAS aur KHAWAHIS ke SUKOON
ke LIYE.[ADABE SUNAAT]

(9)HUZUR ne kaha ki
YE ALI ! JAB KHAANA SHURU karo
to pahale BISMILLAH padh liya karo aur jab
KHATM karo to ALHAMDU LILLAH kaha karo.SDI

(10)JAB TUM mein se koi KHAAYE to DAAYE HAATH
se KHAAYE aur jab tum mein se koi PIYE to
DAAYE se PIYE. [MUSLIM]
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(10)DAAYE HAATH se KHANA HUZUR SALLALAHU
ALAIHI WA SALLAM ki SUNNAT bhi hai kyunki
HUZUR ne HAMESHA DAAYE HAATH
se KHANA KHAYA hai
[AS]

(11)HAZRAT ABU SALMA FARMATE hai ki MUJHE
HUZUR ne FARMAYA ki BIMILLAH padh kar
DAAYE HAATH se aur APANE SAAMANE se KHAAO
[BUKHARI SH.]

SDI-20TH ANUAL SUNNI IJTEMA

HUZUR SALLALAHU ALAIHI
WA SALLAM ne IRSHAAD
FARMAYA ki YE YAKIN
RAKHO DUAA KUBUL hogi
ALLAH TALA GAAFIL DILO
ki DUAA KUBUL NAHIN
karta

HUZUR SALLALAHU ALAIHI
WA SALLAM ne IRSHAAD
FARMAYA ki JAB ALLAH
se DUAA karo to TUMHE
usaki KUBULIYAT ka
YAKIN HONAA CHAHIYE.
SDISMS.

HUZUR SALLALAHU ALAIHI
WA SALLAM SAADAGI
PASAND FARMAAI AUR
FAKR (GARIBI)IKHTIYAR
FARMAYA.[TIRMIZI]
Type JOIN PROSDI
send 9219592195

HUZUR SALLALAHU ALAIHI
WA SALLAM ne TAMAAM
UMR NAA TO MEZ PAR
RAKHKAR KHAYA aur
NAA hi MAIDA KI ROTI
KHAAI.
[TIRMIZI]
SDISMS TEAM.

KHAANE KI BARKAT KA
ZARIYA usase PAHALE
aur usake BAAD HAATHO
ke DHONE mein hai.
[ABOO DAWOOD]
Type JOIN SDIPRO
send 9219592195
SDI

DUAA ke BAAD HAATHON
ko MOONH par PHERANA
SUNNAT hai kyunki
HUZUR ALAIHIS SALAM
KHUD AISA hi
kiya karate the.
[ADABE SUNNAT
SDISMS.

The Recitation of the Holy Qur'an and its Excellence

I. Hadrat ‘Uthman reported that the Messenger of Allah has said, “The best among you is he who learns and teaches the Qur’an.” [Sahih Bukhari, Vol 2, Page752]

II. Hadrat Mu’adh al-Juhani reported that the Messenger of Allah has said, “Whoever recited the Qur’an and acts according to its contents, on the Day of Resurrection his parents will be given to wear a crown whose light is better than the light of the sun in the dwellings of this world if it were among you. So what do you think of him who acts according to this?!” [Musnad aHmad, Vol 4, Page 446]

III. Hadrat ibn Mas’ud reported that the Messenger of Allah has said, “Whoever recites a letter of the Book of Allah (the Qur’an) he will be credited with a good deed, and a good deed gets a tenfold reward. I do not say that Alif-Laam-Meem are one letter; but Alif is a letter, Laam is a letter and Meem is a letter.” [Sunan Tirmidhi, Vol 2, Page 119 - Sunan Daarimi, Vol 2, Page 320]

IV. Hadrat Bara’ reported that when a man was reciting Surah al-Kahf, with a horse tied up with two ropes at his side, a cloud overshadowed him, and as it began to come nearer and nearer his horse began to jump. He went and mentioned that to the Holy Prophet in the morning who said, “That was the sakinah which came down because of the recitation of the Holy Qur’an.” [Sahih Bukhari, Vol 2, Page 749 - Sahih Muslim, Vol 1, Page 268]

V. Hadrat Abu Sa’id al-Khudri reported that Hadrat Usaid ibn Huzair said that one night, when he was reciting Surah al-Baqarah with his horse tied beside him, it started jumping. But when he stopped reciting it also kept quiet. When he again resumed recitation it again started jumping. So he again stopped reciting and it also kept quiet. Then he again recited and the horse again started jumping. So he finished reciting, for his son Yahya was near it and he was afraid it might injure him. When he had moved him back, he raised his head to the sky and saw something like a canopy with what seemed to be lamps in it; and when he told the Holy Prophet of it in the morning he said, “you should have kept on reciting, O Ibn-e-Huzair, you should have kept on reciting.” He said, “I was afraid, O Messenger of Allah that it might trample on Yahya who was near it, so I went to him, and when I raised my head to the sky and saw something like a canopy with what seemed to be lamps in it, I went out but could not see them.” He asked, “Do you know what it was?” He said, “I do not.” He said, “Those were the angels who had drawn near to listen to your voice. If you had continued reciting, the people would have looked at them in the morning and the angles would not have concealed themselves from the people.” [Sahih Bukhari, Vol 2, Page 750 - Sahih Muslim, Vol 1, Page 269]

VI. Hadrat Abu Hurairah reported that the Messenger of Allah asked Hadrat Ubayy ibn Ka’b, “What do you recite (from the Qur’an) in the prayer?” He recited Ummul Qur’an (Surah al-Fatiha). The Messenger of Allah said, “by Him in Whose power my soul is, nothing like it has been sent down in the Torah, the Injil (Bible), the Zabur, or the Qur’an. It is the Seven oft-repeated verses and the Mighty Qur’an which I have been given.” [Sunan Tirmidhi, Vol 2, Page 115]

VII. Hadrat Anas reported that the Messenger of Allah has said, “Everything has a heart, and the heart of the Qur’an is Yasin. Allah records anyone who recites Yasin as having recited the Qur’an ten times.” [Sunan Tirmidhi, Vol 2, Page 116 - Sunan Daarimi, Vol 2, Page 336]

VIII. Hadrat ‘Ata Ibn Rabah reported, “I heard that the Messenger of Allah said, ‘Whoever recites Yasin at the beginning of the day, his desires will be fulfilled.’” [Sunan Daarimi, Vol 2, Page 336]

IX. Hadrat Ma’qal ibn Yasar al-Muzani reported that the Holy Prophet has said, “Whoever recites Yasin seeking the pleasure of Allah, his past sins are forgiven. So, recite it over those of you who are dying.” [Mishkat Sharif, Page 189]

X. Hadrat ‘Ali Hadrat reported: I heard the Messenger of Allah say, “everything has an adornment, and the adornment of the Qur’an is (Surah) al-Rehman” [Sahih Bukhari, Vol 2, Page 750 - Sahih Muslim, Vol 1, Page 271]

XI. Hadrat Abu al-Darda’ reported that the Messenger of Allah asked, “Are any of you incapable of reciting a third of the Qur’an in a night?” They said, “How could we recite a third of the Qur’an?” He said, ARABIC TEXT “Say, He is Allah, One” is equivalent to a third of Qur’an.” [Sahih Bukhari, Vol 2, Page 753 - Sahih Muslim, Vol 1, Page 268]

XII. Hadrat Abu Musa al-Ash’ari reported that the Messenger of Allah has said, “keep revising (the learning by heart of) the Qur’an, because I swear by Him in Whose control my soul is, it is more slipping away than a camel which is tied with a rope.” [Sunan Daarimi, Vol 2, Page 325]

XIII. Hadrat Sai’d ibn ‘Ubadah reported that the Messenger of Allah has said, “Anyone who recites (i.e. learns off by heart) the Qur’an and then forgets it will meet Allah on the Day of Resurrection in a maimed condition.” [Sunan Abi Dawood, Vol 2, Page 207]

IMPORTANT NOTES:

1. The Holy Qur’an (whether in salaah or outside) should be recited clearly, according to the rules of Tajweed. It should not be sung, as this is not allowed.

2. It is better to recite the Holy Qur’an by looking at it than off by heart. [Fatawa-e-‘Alamgiri]

3. It is Mustahab (act of great reward) to face the Qiblah, to wear nice clothes, to apply fragrance prior to the recitation of the Holy Qur’an.

4. When starting the recitation from the beginning of a Surah (outside of prayer) to recite, ‘Ta’wwuz’ (Au’dhu Billahi Minash Shaytanir Rajim – I seek the refuge of Allah from Satan, the cursed) is Mustahab.

5. When starting the recitation of the Holy Qur’an from the beginning of a Surah (outside of prayer) to recite ‘Tasmiyah’ (Bismillahir Rehmanir Raheem – Allah in the Name of, the Most Affectionate the Most Merciful) is Sunnah.

6. If one has started the recitation not from the beginning of a surah but from the middle of a surah, then upon commencing the recitation to recite both ‘ta’awwuz’ and ‘tasmiyah’ is Mustahab. [Bahar-e-Shari’at – Vol. 1]

7. If one has commenced reciting from Surah al-Tawbah (al-Bara’ah) then one should recite both ‘Ta’awwuz’ and ‘Tasmiyah’. If however, surah al-Tawbah comes in the duration of one’s recitation then one should continue and not recite the Tasmiyah. The commonly misunderstood ruling that if one starts the recitation from Surah al-Tawbah (al-Bara’ah) there is still no need to pray ‘Ta’awwuz’ or ‘Tasmiyah’ is wrong. The other misunderstood ruling is that Surah al-Bara’ah (al-Tawbah) comes in the middle of one’s recitation, then one should pray ‘Ta’awwuz’ but not ‘Tasmiyah’ is also wrong. [Bahar-e-Shari’at – Vol. 1, Chapter 3, Page 309]

8. In some places, (outside of prayer) some start the recitation with: “Laqad Ja’akum Rasoolum Min Anfusikum ...” But they do not recite Tasmiyah. This is wrong, as to recite Ta’awwuz and ‘Tasmiyah’ before this ayah (if this ayah is the first to be recited) is Mustahab.

9. Likewise, some in the khatm start the recitation with either of these five verses:

“Wa Ilahukum Ilahuw Wahid...” or
“Inna RehmatAllahi Qareebum minal Muhsineen…” or
“Ma kana Muhammadun Aba Ahadim mir Rijalikum…”

…but do not recite ‘Ta’wwuz’ nor the ‘Tasmiyah’. This is wrong.

10. If all the people in a gathering recite the Holy Qur’an loudly then this is Haram. Often in an Urs or Fatiha (khatm gathering), all the people recite the Holy Qur’an aloud. This is Haram. If there are a few people in a gathering then all should recite quietly. [al-Durr al-Mukhtar, Bahar-e-Shari’at]

11. When the Holy Qur’an is recited loudly in a gathering then it is obligatory on all the people present to listen, if the reason for the gathering was to recite the Holy Qur’an. Otherwise, if only one person listened to the recitation, then it is sufficient regardless if the others are busy in their work or not. [al-Ghunniyah, Fatawa-e-Razawiyyah, Bahar-e-Shari’at]

12. It is Fard-e-Kifaya to memorise the whole of the Qur’an. To learn off-by-heart Surah al-Fatiha and another small surah or three short verses (ayat) equivalent in length to one short surah or one long verse equivalent to three short verses is Wajib-e-‘Ain (necessary for each person individually, to learn).

13. One should differentiate in pronunctiation the following letters, when reciting the Holy Qur’an: ARABIC LETTERS Tha, Sin, Shin, Swad, Ta’, Twa, Dha, Za, Dwa, Ża, Alif, A’ (hamza), ‘Ain, Ha (from the throat), ha (lighter), Qa’, Ka’, Da’ and Dwa’, Jim, and Za’. Otherwise, if one did not pronounce each and every letter correctly with its unique characteristic, then the prayer will not count because of the changes that shall be made in the meanings due to incorrect pronunciation. [Bahar-e-Shari’at]

14. Those who are not able to pronounce letters correctly such as Ha’ (from the middle part of the throat), Twa, ‘Ain, Swad and so on, should try their utmost best, in fact it is obligatory that they make an attempt to rectify their recitation so that the pronunciation of the letters is correct. Otherwise, namaz will be rendered void. [Fatawa-e-Radwiyyah Vol. 3 Page 95 and in Radd al-Muhtar Vol. 1 Page 409]

15. We see many teachers in madressahs who have not learnt how to pronounce each and every letter of the Arabic alphabet correctly, according to its unique characteristic. Moreover, they have not acquired the knowledge pertaining to the correct way of the recitation of the Holy Qur’an, by neglecting the rules of Tajweed. [Some teachers recite the letters Arabic text dha’, za’, zwa’ asjeem; qaf as kaf; sheen as seen; ghayn as gaaf. This is an act of great sin.] Therefore, what they teach children is incorrect and they shall be held accountable on the Day of Resurrection for teaching others the incorrect manner of reciting the Holy Qur’an. In fact, some even touch the Holy Qur’an without being in the state of purification. This is indeed strictly forbidden and Haraam, as Allah Subhanahu wa Ta’ala has clearly stated in the Holy Qur’an:

لا يمسه إِلا المطهرون
“which none do touch, but the purified ones.” [Surah:56 – al-Waqi’ah, Verse:79]

16. Many who have memorised the Holy Qur’an off-by-heart (have become hafiz) recite the Holy Qur’an in such a hastily manner that one cannot differentiate between the letters, let alone the words! Such that one can only hear the ya’lamun and the ta’lamun and the rest of the words are not recited correctly. On top of this, the common folk feel pride in these huffaz saying that “such and such a person can recite the Surah in 1 minute!” to recite the Qur’an in such a hastily manner is strictly unlawful and Haram. [Bahar-e-Shari’at – Vol. 3 Page 306]

17. It is permissible, without any disapproval, to recite the Holy Qur’an in those times in which to perform salaah is Makruh-e-Tehrimi. These times are:

Approximately twenty-minutes after sunrise.
At zawaal time (mid-day) till the beginning time for Zohar.
Approximately twenty-minutes before sunset.
However, it is better that one does not recite the Holy Qur’an in these times. One should recite durud sharif (invoke blessings and salutations upon the Messenger of Allah) instead. [Bahar-e-Shari’at Vol. 3 Page 230, al-Bahr al-Ra’iq Vol. 1 Page 251, Radd al-Mohtar Vol. 1 Page 262]

MASAAIL OF ZAKAAT

Details of Each Section to be used in conjunction with the Calculation Spreadsheet.
Zakat on Pure Gold and Gold Jewellery
Zakat should be calculated at 2.5% of the market value as on the date of valuation (In our case we consider 1st of Ramadhan). Most Ulema favour the Market Value prevailing as on the date of Calculation and not the purchase price.
Zakat on Precious and Semi-Precious Stones
There is considerable contention on whether these are to be considered for valuation. In my humble opinion if they have a value, then they calculate towards your wealth, and it is on the wealth that Zakat is mandatory. However please consult with Moulvi, before acting on this section. Most Ulema contend that a diamond is a piece of carbon and its value varies, unlike that of gold or silver.
One may calculate the Saleable Value of Items-at-hand on the date of Zakat Calculation.

Zakat on Silver.
Zakat is to be paid on Silver in Pure form or Jewellery, Utensils, Decorative items and all household items including crockery, cutlery made of silver at 2.5% of the prevailing market rates.

Zakat on Cash and Bank Balances
Zakat should be paid at 2.5% on all cash balance and bank balances in your savings, current or FD accounts. The amount technically should be in the bank for one year. Usually it happens that the balance keeps on changing as per personal requirements.
You may make your best judgement and the best way is to pay on remaining amount on the day of calculation

Zakat on Loans Given, Funds, etc
Zakat is payable by you on loans you have given to your friends and relatives. It should be treated as Cash in Hand. You may deduct Loans Payable by you to arrive at the nett present value of your wealth. However, if you are in doubt, on the return of your money, then you may not calculate it as your wealth. You can add it to your wealth, if and when your receive your money.
Zakat is payable on all Govt Bonds, Public Sector Bond, paid-up Insurance premiums, your paid-up portion of Provident Funds, Govt Bills receivables, etc. Pls remember you need to be aware of what the sharia says about Insurance and other types of investments. It is outside od the scope of this Zakath Calculator.

Zakat on Landed Property
Zakat is not payable on personal residential House even if you have more than one and meant for residential purpose only. Also Zakat is not applicable on the value of Property given on rent irrespective of how many. However Zakat is payable on the rental income itself after deducting the maintenance and other expenses.
However if your intention of holding properties is to sell at a future date for a profit or as an investment, then Zakat is payable on the Market Value of the property. Also, if your intention of holding properties changes in the current year, I.e. from self use to business then you need to pay Zakat on that Property Value.

Zakat on Business:
This is for Business Persons only. No matter what business you are into, you've got to pay Zakat on all STOCK-IN-TRADE. The stock must be valued at its Landed Cost Price. If you have any bills receivable (sales given on credit) then you need to add the same towards calculations.
Deduct the Amounts due to your suppliers and deduct the loans on stock on the date of calculation. Dead Stock should be calculated on scrap value or its saleable value. Damaged stock should also be valued at its scrap value.
Be honest in the calculations, as ZAKAT is an INSURANCE on your STOCK directly from ALLAH and who better an insurer than Him.
There is no Zakat on Factory Buildings or any kind of machinery, but there is zakat on products produced in the factory (i.e. finished goods value). Please refer to a competent Moulvi or a scholar who can shed more light on your specific issues.

Zakat on Partnership Firms.
Zakat can be paid EITHER by the firm OR separately by the owners. If the firm is not paying, and the partner wants to calculate his share, he should take the amount standing to his capital and loan account as per the last balance sheet. Add his estimated share of profit till the date zakat is calculated.
This can only be estimated as it is difficult to calculate the exact profit or loss between an accounting year.
Zakat on Agricultural Product
Zakat is payable on all Agricultural produce including fruits, commercially grown flowers, vegetables and all types of grains at the harvest time itself. The passing of One year does not apply for agrultural produce. If there are two or more crops on the same land per year, then Zakat has to be paid as many times on the crop, irrespective of the time.
The Consensus formula for Zakat calculation on Agriculture is as follows:
On crops dependent purely on rain water it will be 10% of produce, On crops not irrigated through rain water but use Canal Water, Tank Water, Borewell and Open wells, the Zakat is 5% of the produce. For Crops dependent partly on Rain Water and partly on other water, the Zakat applicable would be 7.5% of produce.
Zakat on Animals
On all grazing animals like goats, sheep, camel, cows, broiler chickens, the consensus Zakat payable is one animal/bird for every 40 animals owned. However you may wish to give cash in lieu of the animal/bird itself.
Please consult your local Scholar or Maulvi or Imaam who can guide you to the right direction, or refer to books of Fiqh if you would like to have first hand confirmation of the situation.
Liabilities Deductions
If you have any pending tax payable to the govt, as of the date of Zakat Calculation, then the same may be deducted before arriving at the net worth. If you have taken any loans from any person or institution, and if you have not already deducted the same from any of the above sections, then you can deduct your Payables over here. Please be truthful, as Zakat is a sure way of protecting ones wealth if Zakat has been paid on it regularly and fully.

SDI-TAIBA TARBIYATI CAMP

SUNNI DAWATE ISLAMI's
TAIBA TARBIYATI CAMP
SDI CENTRAL ZONE me
ON:SUNADY 5-SEPT.
2pm TO 5PM
AT:AQSA MASJID PARK SITE
VIKHROLI-W MUMBAI MS
SHIRKAT FARMAKAR ILME DIN
HAASIL KARE.

JASHANE NOOZULE QURAAN

JASHANE NOOZULE QURAAN
SDI-CENTRAL ZONE me
21vi-SHAB-VIKHROLI
23vi-SHAB-BHANDUP
25vi-SHAB-GHATKOPAR /
SDI-MARKAZ ISMAIL HABIB
MASJID MUMBAI-3
27vi-SHAB-VIKHROLI-E
MULUND MUMBAI MS
29vi-SHAB-IIT /GHATKOPAR

SUNNI DAWATE ISLAMI
ki JAANIB se IJTEMAI ITEKAAF
MUMBAI mein
(1)JUMA MASJID MAHAGIRI THANE
(2)NOORANI JAMA MASJID VIKHROLI-W
(3)BILALI MASJID NEKURLA-E
(4)HILAL MASJID WADALA
(5)PALA GALI,DAWANI MASJID
ASHIQ SHAH BUKHARI MASJID PALAGALI
DONGARI MUMBAI
(6)JAMA MASJID VASAI DIST THANE




The niyyat for I’tekaaf:
Bismillaahi Dakhlatu Wa ’Alaihi Tawakkaltu Wa Nawaitu Sunnat-al-I’tikaaf.

In the Name of Allah I am entering (Thy House) and with faith on Thee and with intention of Sunnat-ul-I‘tikaaf.
Allah Subhanahu Wa Ta’ala says in the Holy Qur‘an :
“And do not touch the women when you remain in the mosques, for devotion.”
Hazrat Imam Hussain RadiyAllahu ‘Anhu narrated that the Holy Prophet Sallallahu Alaihi wa Sallam has said that the person who performed I‘tikaaf in the last ten days of Ramadhan is like the one who has performed two Hajj and two Umrah (received the reward of performing two Hajj and two ‘Umrah) (Baihaqi)
There are 3 types of I‘tikaaf:
Wajib: This is the I‘tikaaf of Minnat. This is when someone vows that if a certain task is completed then he will do I‘tikaaf for so many days. To Fast in this kind of I‘tikaaf is a necessity.
Sunnat Muakkidah: This is done in the last ten days of Ramadhan. For this one should be in the Mosque from Maghrib of the 20th day and should remain till the last Maghrib of Ramadhan. This kind of I‘tikaaf should be done by atleast one person in the community or else everyone will be held liable. Again, Fasting is essential in this I‘tikaaf.
I‘tikaaf Mustahab: This can be done throughout the year whenever one enters the Mosque and it ends whenever one leaves the Mosque. Just making the intention that ‘I intend to do Sunnat I‘tikaaf’ is enough.


Some Rules Regarding I‘tikaaf.

• Men should be in the Mosque for I‘tikaaf and women should be in one corner of the house, which they have reserved for I‘tikaaf.
• It is Haram for a Mu‘takif (person in I‘tikaaf) to leave the Mosque. If he does, then his I‘tikaaf will break, even if he did so by mistake. The same applies for women: if she leaves her place of I‘tikaaf, even though she remains in the house.
• It is permissible to leave the Mosque for natural reasons such as using the toilet or making Wudhu, etc.
• It is allowed for a Mu’takif to eat, drink or sleep in the Mosque and if he leaves the Mosque for this reason then the I‘tikaaf will break.
• It is not permissible for a person who is not in I‘tikaaf to eat or drink in the Mosque. However, if he needs to do these things, then he should perform intention of Nafl I‘tikaaf when entering the Mosque, then do some worship (Salah, Zikr, etc) and then eat.
• It is not forbidden for a Mu‘takif to speak, but he should rather engage himself in Tilawat and Zikr and not indulge in unnecessary chatting.
• There is no Qadha for Nafl I‘tikaaf but for the I‘tikaaf which is Sunnat Muakkidah, Qadha is required only for the day that the I‘tikaaf was broken, even if it was broken by mistake.